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Fair By Design
Ending the extra costs of being poor
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  • About Us
    • The Fair By Design Team
    • The Fair By Design Steering Group
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  • The poverty premium
    • Lived Experience
    • Protected characteristics and the poverty premium
    • The poverty premium: A customer perspective
    • Poverty premium research
  • POLICY AND ADVOCACY WORK
    • Inclusive Design in Essential Services
    • Warm Home Discount
    • Insurance and the poverty premium
    • Fair By Design Policy Publications
  • Fair By Design Fund
    • Fair By Design Portfolio
  • News & Blog
  • Contact
  • Home
  • About Us
    • The Fair By Design Team
    • The Fair By Design Steering Group
    • Funders & Partners
  • The poverty premium
    • Lived Experience
    • Protected characteristics and the poverty premium
    • The poverty premium: A customer perspective
    • Poverty premium research
  • POLICY AND ADVOCACY WORK
    • Inclusive Design in Essential Services
    • Warm Home Discount
    • Insurance and the poverty premium
    • Fair By Design Policy Publications
  • Fair By Design Fund
    • Fair By Design Portfolio
  • News & Blog
  • Contact

News

New research: People with certain protected characteristics more likely to pay a poverty premium Find Out More
FCA: Over a quarter of UK adults have signs of vulnerability Find Out More
New practical guidance on Inclusive Design for regulators and firms Find Out More
Report launch (Webinar: 27 January): Inclusive Design in Essential Services Find Out More
Fuel Poverty Awareness Day 2020 – what do we want to see change? Find Out More
New report: Low income consumers pay a poverty premium equivalent to three months’ worth of food Find Out More
Government confirms future of Warm Home Discount scheme Find Out More
Open Finance: what are the risks and what should the FCA do next? Find Out More
Fair By Design consults on Payment Systems Regulator’s future strategy work Find Out More
Chancellor announces £2bn to improve household energy efficiency Find Out More
Why the Chancellor should cut VAT on energy bills Find Out More
The poverty premium in insurance to be explored by new partnership Find Out More
Watch now: How can organisations support their employees’ financial resilience? Find Out More
Carl Packman discusses payment holidays for 1.5m consumers struggling because of coronavirus Find Out More
Fair By Design’s response to Covid-19 Find Out More
Why We Invested in SteadyPay Find Out More
Why We Invested in Youtility Find Out More
FCA confirms support for high cost credit and motor finance customers Find Out More
Incomes for poorest in society reduced in 2018-19 Find Out More
VC and Social Impact: Why I Joined the Fair By Design Fund – Maryam Mazraei Find Out More
Fair By Design launch new joint report calling for extension and expansion of Warm Home Discount scheme Find Out More
Joseph Rowntree Foundation report finds little change in UK poverty levels Find Out More
Fair By Design appears on Smart Money People’s ‘Money Bites’ podcast Find Out More
Low income households experience biggest rise in consumer credit debt over last 10 years Find Out More
Fair By Design chosen as one of The Big Issue’s ‘Top 100 Changemakers’ in 2020 Find Out More
Fair By Design partners with Trust for London to tackle the poverty premium Find Out More
‘Inclusive design’ in essential services to be explored in new partnership Find Out More
We’re Hiring: Investment Associate, Fair By Design Fund (“FBD”) Find Out More
Minibems Raises Investment from SET Ventures and Fair By Design Find Out More
Martin Coppack takes up the role of Director of Fair By Design Campaign Find Out More
Fair By Design helps to shape The Sun’s campaign on Universal Credit

Fair By Design helped shape the Sun’s new Universal Credit campaign, with a particular focus on its Poverty Premium aspects, where waiting for Universal Credit for weeks put great financial strain on families, increasing the need to go to high cost lenders. Watch the video.  

Find Out More
Fair By Design Ambassador talks to The Sun about living with the Poverty Premium Find Out More
Discussing the value of Credit Unions Find Out More

Living with the Poverty Premium

I had to take out a pay day loan when I had a car accident, and my excess was £400. I am still paying it off now.

Read Sherisha’s Story

I use my credit card to bridge the gap when I can’t afford essentials, and it’s frustrating that the interest is really, really high.

Read Jen’s Story

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Fair By Design
Fair By Design @FairByDesign
2 days ago
ICYMI: Welcome @scope recommendation that energy suppliers proactively contact disabled customers and offer support (e.g. exemptions, reduced charges) when needed:

~1/2 have seen energy bills rise during #COVID19 and 1/3 say energy costs/usage has caused concern or worry👇 https://t.co/PmFDhek84U
View on Twitter
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Latest News

New research: People with certain protected characteristics more likely to pay a poverty premium

23.02.2021

Research & Policy

Fair By Design responds to Treasury Select Committee’s Future of Financial Services inquiry

01.03.2021

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