Fair By Design Ambassador talks to The Sun about living with the Poverty Premium

I had to take out a pay day loan when I had a car accident, and my excess was £400, which I could not afford. I asked family for help, but they too were unable to afford it, so I had to go to a payday lender. I am still paying it off now.

People are living on the edge, and the banks and government need to recognise that and shift their services accordingly. I don’t know many single parents who are in a good position. Everyone is in the same boat, and real life for many of us means we’re struggling by on a pittance.