Fair By Design is dedicated to ending the poverty premium. We collaborate with regulators, government, businesses, and the social justice sector, to design out the poverty premium. Our Venture Fund provides capital to grow innovative ventures that are developing products to make markets fairer.
The Financial Inclusion Commission and Fair By Design are calling on the Government to introduce a cross-cutting “must have regard” to financial inclusion for the Financial Conduct Authoority (FCA). Read more.
Fair By Design’s new report in partnership with the Institute and Faculty of Actuaries (IFoA) finds an insurance market failing vulnerable consumers. Read more.
Fair By Design has launched two guides in partnership with The Money Advice Trust, to help regulators and firms translate inclusive design into practical action. Read more.
People on low incomes and with certain protected characteristics are more likely to be paying extra costs for essentials such as electricity, gas, credit, and insurance according to research commissioned by Fair By Design. This is the case even when compared with low income households as a whole. The findings suggest that the UK marketplace is discriminating against groups of people, albeit indirectly. Read more.
Fair By Design’s study of 1,000 low income households accessing the services of national poverty charity Turn2us, found that low income households were spending the equivalent of 14 weeks’ of food shopping just to access the same services as those who were better off. Read more.
We collaborate with regulators, government, businesses, and the social justice sector, to design out the poverty premium.
Our Venture Fund provides capital to help grow new and scalable ventures to innovate the market. We invest in companies addressing specific aspects of the poverty premium, making markets fairer.
Read Fair By Design’s policy publications, for our thoughts on issues raised by regulators and policymakers, and how they link to the poverty premium.
People are living on the edge, and the banks and government need to recognise that and shift their services accordingly.
Read Louise’s Story
I pay more for my contents insurance because I can only afford monthly instalments rather than paying less in one lump sum.
Read Susie’s Story
