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Ending the extra costs of being poor
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  • About Us
    • The Fair By Design Team
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  • The poverty premium
    • Lived Experience
  • POLICY AND ADVOCACY WORK
    • Inclusive Design in Essential Services
    • Protected characteristics and the poverty premium
    • Insurance and the poverty premium
    • The poverty premium: A customer perspective
    • Warm Home Discount
    • Fair By Design consultation responses
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Poverty premium manifesto asks in the event of a general election

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With a general election on the horizon, our manifesto asks can be found here. This list of policies was developed with StepChange.

Living with the Poverty Premium

I had to take out a pay day loan when I had a car accident, and my excess was £400. I am still paying it off now.

Read Sherisha’s Story

Paying in instalments feels more affordable, even if you have to pay more. Catalogues are a lifeline – I can’t get credit in-store.

Read Alicia’s Story

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Fair By Design
Fair By Design @FairByDesign
3 days ago
ICYMI: New @StepChange research:
1⃣11m people haven't recovered from a pandemic income shock
2⃣10m people have signs of £ difficulty
3⃣2.4m are experiencing problem debt - 80% had an income shock
4⃣1.7m have run down savings

Read about the 'Financial long Covid'⬇️ https://t.co/w0tXzKu1It
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Latest News

Guest blog: It’s the Government’s Duty to Act on Inequality

09.03.2021

Research & Policy

Fair By Design inputs into NI Utility Regulator’s Forward Work Programme 2021-22

04.03.2021

Fair By Design is dedicated to ending the poverty premium.

We collaborate with regulators, government, businesses, and the social justice sector, to design out the poverty premium.

Our Venture Fund provides capital to help grow innovative ventures that are developing products to make markets fairer.

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