Fair By Design responds to Ofgem’s price cap consultation on the process for updating the Default Tariff Cap methodology and setting maximum charges

Paying in instalments feels more affordable, even if you have to pay more. Catalogues are a lifeline – I can’t get credit in-store.

My routine for a day depends on how I’m feeling as I have Bipolar. I once took an emergency loan when I was having a ‘high day.’