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Paying More for Less: The Poverty Premium in 2026
Date published: 29/06/26
Full report from the Personal Finance Research Centre on the poverty premium in 2026.
The poverty premium in 2026 – Summary of findings
Date published: 29/06/26
Summary of research commissioned by Fair By Design from the Personal Finance Research Centre.
A new social contract to end poverty
Date published: 18/09/25
Maria Booker reflects on the work of the Poverty Strategy Commission.
Fair By Design leaflet
Date published: 20/06/25
Read our 4 page explainer leaflet on Fair By Design and the work we do.
Flexible Payments: Understanding payment needs in low-income households
Date published: 07/10/24
Research shows flexible payments can help low-income households manage bills & avoid extra costs.
A plan to tackle the poverty premium and make markets work
Date published: 27/03/24
Read our report with Fabian’s on how the next government can reduce the poverty premium.
A case study: using inclusive design to create a fair transition to net zero
Date published: 07/06/23
Read the summary of our Participatory Action Research project, on the transition to net zero.
Payments systems and the poverty premium
Date published: 08/05/23
Read our report on the challenges people on low-incomes face when they pay for products.
The poverty premium in 2022 – summary
Date published: 17/04/23
Read the University of Bristol’s updated summary on the poverty premium in 2022.
The poverty premium in 2022 – Full report
Date published: 01/04/23
Read the University of Bristol’s updated report on the poverty premium in 2022.
Priced out – Poor people giving up insurance due to ‘poverty premium’
Date published: 13/03/23
Over half of people in poverty are finding it difficult to pay for their insurance…
Insurance and the poverty premium – Report
Date published: 12/03/23
Report, in partnership with SMF, showing low-income people are giving up on insurance.











