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Paying More for Less: The Poverty Premium in 2026

Date published: 29/06/26

Full report from the Personal Finance Research Centre on the poverty premium in 2026.

The poverty premium in 2026 – Summary of findings

Date published: 29/06/26

Summary of research commissioned by Fair By Design from the Personal Finance Research Centre.

A new social contract to end poverty

Date published: 18/09/25

Maria Booker reflects on the work of the Poverty Strategy Commission.

Fair By Design leaflet

Date published: 20/06/25

Read our 4 page explainer leaflet on Fair By Design and the work we do.

Flexible Payments: Understanding payment needs in low-income households 
Flexible Payments: Understanding payment needs in low-income households 

Flexible Payments: Understanding payment needs in low-income households 

Date published: 07/10/24

Research shows flexible payments can help low-income households manage bills & avoid extra costs.

A plan to tackle the poverty premium and make markets work

Date published: 27/03/24

Read our report with Fabian’s on how the next government can reduce the poverty premium.

A case study: using inclusive design to create a fair transition to net zero

Date published: 07/06/23

Read the summary of our Participatory Action Research project, on the transition to net zero.

Payments systems and the poverty premium

Date published: 08/05/23

Read our report on the challenges people on low-incomes face when they pay for products.

The poverty premium in 2022 – summary

Date published: 17/04/23

Read the University of Bristol’s updated summary on the poverty premium in 2022.

The poverty premium in 2022 – Full report

Date published: 01/04/23

Read the University of Bristol’s updated report on the poverty premium in 2022.

Priced out – Poor people giving up insurance due to ‘poverty premium’

Date published: 13/03/23

Over half of people in poverty are finding it difficult to pay for their insurance…

Insurance and the poverty premium – Report

Date published: 12/03/23

Report, in partnership with SMF, showing low-income people are giving up on insurance.

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