Our core business serves those not supported by mainstream lenders and who have few alternatives to accessing affordable and responsible credit.

How do you do this?

We provide personal loans to individuals who are not supported by mainstream lenders and who often have to rely on expensive high cost credit providers. On average, our customers can save up to £239* compared to high cost credit providers.

*Comparing a £500, repaid over 52 weeks. Conduit (Representative APR 99.8%, repay £13.41 per week. Total repayable £697.32). Provident (Representative APR 299.30%, repay £18.00 per week. Total repayable £936.00)

What difference are you making?

  • 98% of customers would recommend Conduit
  • 59% of customers financial circumstances had improved with a Conduit loan
  • 24% of customers’ health had improved as a result of their interaction with us
  • 72% of customers felt they no longer needed to rely on high interest credit and/or doorstep lending
  • “My loan was approved very quickly, and was tailored to suit when I get my income allowing me to clear a higher interest loan”
  • “It’s great for people like me who can’t get loans from banks”
  • “I have already recommended Conduit to my friends and family”
  • “Straightforward application. Transparency in loan terms and conditions. Keeping applicant informed”
  • “I was just about to go a loan shark when I saw your TV advert so I am really pleased I saw the advert”
  • “Fast response, customer service is ‘A’ star”

Conduit Scotland Impact Report – www.conduitscotland.com/2018/10/23/conduit-scotland-impact-report-20172018/

Five Lamps Impact Report – www.fivelamps.org.uk/resource-library/?resource_category=6&type=

Good News Stories:

  • www.fivelamps.org.uk/blog/2019/03/05/supa-grans-new-wheels/
  • www.conduitscotland.com/2019/02/13/two-heads-better-one/


Website – www.conduit.org.uk/

Facebook – @conduitloans

Phone: 0300 111 0556

Conduit Scotland

Website – www.conduitscotland.com

Facebook – @conduitscotland

Twitter – @conduitscotland

Phone: 0300 111 0559

Five Lamps

Website – www.fivelamps.org.uk

Facebook – @fivelamps

Twitter – @Five_Lamps