Fair By Design responds to FCA’s call for input on a cross-sector sandbox

My routine for a day depends on how I’m feeling as I have Bipolar. I once took an emergency loan from a doorstep lender when I was having a ‘high day.’ I’ve used lenders like Provident and Morses Club.

I use my credit card to bridge the gap when I can’t afford essentials, and it’s frustrating that the interest is really, really high.