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Fair By Design
Ending the extra costs of being poor
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  • About Us
    • The Fair By Design Team
    • The Fair By Design Steering Group
    • Funders & Partners
  • Poverty Premium
    • Lived Experience
  • Policy and advocacy work
    • The local poverty premium
    • Insurance
    • Payments
    • Energy
    • Credit
    • Financial Inclusion
    • Inclusive Design in Essential Services
    • Protected characteristics and the poverty premium
    • The poverty premium: A customer perspective
    • Fair By Design consultation responses
  • Fair By Design Fund
    • Fair By Design Portfolio
  • Publications
  • News & Blog
  • Media
  • Contact

Fair By Design comments on FCA’s consultation on overdrafts

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Fair By Design responded to the Financial Conduct Authority (FCA)’s Overdrafts consultation paper and policy statement, which forms part of its High Cost Credit Review. Read our response here.

Living with the Poverty Premium

I had to take out a pay day loan when I had a car accident, and my excess was £400. I am still paying it off now.

Read Sherisha’s Story

I pay more for my contents insurance because I can only afford monthly instalments rather than paying less in one lump sum.

Read Susie’s Story

Latest News

News Story: Fair By Design responds to the strategy and policy statement for energy policy in Great Britain by DESNZ

02.08.2023

Research & Policy

Fair By Design responds to Ofgem’s call for input on the development of a competition framework for the domestic retail market

18.09.2023

Fair By Design is dedicated to ending the poverty premium.

We collaborate with regulators, government, businesses, and the social justice sector, to design out the poverty premium.

Our Venture Fund provides capital to help grow innovative ventures that are developing products to make markets fairer.

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